The Risks Of A Total Iraqi Real-Time Settlement And Its Impact On The Bank's Profitability

Dr. Hamza Faeq Al-Zubaidi; Marwa Abdul-Hussein Al-Shamry

The Risks Of A Total Iraqi Real-Time Settlement And Its Impact On The Bank's Profitability

Authors

Dr. Hamza Faeq Al-Zubaidi Higher Institute of Accounting and Financial Studies - University of Baghdad
Marwa Abdul-Hussein Al-Shamry Higher Institute of Accounting and Financial Studies - University of Baghdad

Abstract

This research discusses the overall settlement and its risks represented by liquidity and credit risks and the impact of such risks on bank profitability, which is an important indicator for measuring the performance of the banking, has been measured and analyzed research variables of settlement risk as an independent variable, and the return on assets as a variable of the United Bank for Investment and Development, if measured Liquidity risk through the four indicators (cash/ assets) (cash/deposits), (loans/deposits), (loans/assets),and their impact on the return on assets, results showed a significant statistical relationship between Liquidity and profitability.

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Published

2022-01-15

How to Cite

Faeq Al-Zubaidi, D. H., & Abdul-Hussein Al-Shamry, M. (2022). The Risks Of A Total Iraqi Real-Time Settlement And Its Impact On The Bank’s Profitability. Baghdad College of Economic Sciences University Journal (BCESUJ), 67(1), 164–177. Retrieved from https://ojs.baghdadcollege.edu.iq/index.php/BCESUJ/article/view/108