The Impact Electronic Commerce in the Development of Banking Services in Private Banks/ Baghdad

Abstract

The practice of electronic trade is necessity for circulation through electronic practices. For funds, therefore the electronic exchange for data appeared which participated in expansion the field of electronic trade and propagation the practices and uses of electronic trade for all domains . So the searcher started in his search through the interest of the banks in practice the electronic trade to develop the firm of banking and knowledge the reality of the electronic trade and the extend of its practice in the organization of service .So the results of the search showed that there is a big effect to the electronic trade in the enhancement of the banking services and fulfillment the progress in development of the services but in slow way because of the existence some obstructions among them the user styles and negation the arrival of the net to the level of ambition . Also the searcher found that there is effect for the electronic trade in its all distances on the development to the banking services .

 The searcher extracted with group of recommendations the most important of these recommendations is the work on spread the technology culture to the clients of the banks ,and acquaintance on the electronic services and the work on the developing of the electronic services through the net to the interior banking and on the level of the branches of one bank as well as on the level of the dealing among the other banks .